Amazon Pay ICICI Bank Credit Card

[Sushubh]

wait. Amazon app show non-amazon transactions for this card? imobile is shit indeed.

 

[Sushubh]

Ooh looks like a new feature. Neat. Imobile doesn't show real-time transactions. I am guessing Amazon won't show them as well.

 

[WieldyBinkie]

@Jonas SBI Cashback CC gives 5% on all online spends. Exclusions

 

[pothi]

@Sushubh you are right. No real time transactions in either app.

 

[Sushubh]

heh yeah. even stanchart has real time transaction data for a long time now.

 

[anmolbhard004]

ICICI rejected my application due to some background noise during video kyc. Is there any option to reply? Amazon app still shows that request number. This happened about 2 months ago.

 

[lateman]

This card would be my first credit card so I would like some help on a few questions please:
1. How hard is it to miss the bill payment deadline? Like do they send sms and email or do I always have to remain aware of it?
2. If I do miss the deadline, how bad are the late charges?
3. If I dont buy anything in the preceding month, then I wont have anything to do with the bill payment, right?

 

[Smh]

Never miss your cc payment. Late charges + interest+GST will be a lot and also affect your cibil score. Missing payment is different than not paying full bill.

You should get sms and email for due.

Always make payment 3 business days before last date to be safe.

 

[mhsabir]

Credit card interest rates are the highest. Don't delay, since due date is usually same date or off by 1-2 days. Set up a reminder and pay. Use apps that remind you of required.

 

[lateman]

Thanks! And just to be sure, if I did not buy anything in the previous month, I won't have to do anything on the due date right?