Amazon Pay ICICI Bank Credit Card

[Sushubh]

nope. if your dues are zero. you do not have to do anything. if you are worried about missing payments, best to pay on the bill generation date.

 

[lateman]

Thank you for the clarification!

 

[pothi]

It is hard to miss the payment if one uses Amazon Pay regularly. The reminder will be there almost all the time, even if we paid the due through alternate channel. If this is a concern, I’d recommend opening a SB account with ICICI to enable auto-pay or use a third-party app that you use regularly. Google Pay, Paytm for example. They can help you to remind and also help you to pay within the app.

 

[Sushubh]

UPI payment remains the best option with ICICI . Instant payment update in app.

Here, I have a recurring calendar alert set for ages now. With buffer of three days. Amazon also sends repeated mails.

 

[Lolita_Magnum]

Cred does the same and as you near the due date, it will send one message almost every day.

 

[Jonas]

Tried processing a payment on Razorpay, it declined without sending me an OTP or showing the page where I could put the OTP in. The other day, the tap to pay feature wasn't working. Frankly speaking, I am losing confidence in using this card anywhere but Amazon itself.

 

[Sushubh]

Amazon Pay ICICI Bank credit card hits 5 million users: A comparison with other co-branded cards - CNBC TV18

The card is popular for both high-value transactions, such as flights and hotel bookings, and everyday expenses like groceries and utility bills.

www.cnbctv18.com

 

[Rhishav]

One of the best LTF card out there.

 

[Rhishav]

Btw this CNBC article is pretty bad.

 

[Sushubh]

This is to notify you regarding the upcoming changes to your Amazon Pay ICICI Bank Credit Card charges, effective from Nov 15, 2024​

• No fee will be charged for payments made directly to a school or college, including payments towards international education, using your Credit Card. However, a fee of 1% of the transaction amount will be charged for payments made towards education, through third party apps.
• A fee of 1% of the transaction amount will be charged for utility transactions exceeding 50,000 and fuel transactions exceeding 10,000.
• Finance charges for the revolving credit facility on retail transactions and cash advances will be revised to 3.75% per month (45% per annum).
• Late payment charges will be revised according to the new structure.

Outstanding Amount	Late Payment Charge
<= 100	Nil
Between 101 - 500	100
Between 501 - 1,000	500
Between 1,001 - 5,000	600
Between 5,001 - 10,000	750
Between 10,001 - 25,000	900
Between 25,001 - 50,000	1,100
> 50,000	1,300

Most Important Terms and Conditions (MITC) Last updated on October 11, 2024