If you are using LAN, then you should connect your cable to the Gigabit port of your ONT/modem. Also the cable should be Cat6 or Cat 5e and your laptop/desktop ethernet card should support Gigabit transmission. Check link speed in your laptop, whether it's 100 Mbps or 1 Gbps. In wifi, you should use 5 GHz band for getting 200 Mbps. 2.4 GHz doesn't give good speed.
If your link speed is showing 1Gbps in laptop, then your ONT has Gigabit port, otherwise it would have been 100Mbps link speed. Also if your wifi is 2.4 GHz, you will not get more than 100 Mbps. I also had the same problem with my 200 Mbps plan. Then I purchased a new router of TP-Link (Archer C6 Gigabit MU-MIMO Wireless Router) and routed my internet by connecting to the Gigabit port of the ONT. Now I get around 190 Mbps both LAN and 5 GHz wifi. If your hardware is as per requirement, and still getting 100 Mbps, you should contact LCO or BSNL to fix the problem.
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