Can someone recommend a basic zero balance bank account?

[Crane]

i need a secondary bank account without minimum balance requirements

So i can put money in it just to save
And use it with UPI probably

If anyone has experience with such zero balance bank account it would be really helpful

 

[MrGordon]

SBI?

 

[Crane]

@MrGordon But i have seen SBI has a lot of trouble with using UPI ,server issue etc

do you have any exp with SBI ?

 

[Zuke]

Kotak 811 is good according to my friend.

 

[Crane]

@Zuke i see thanks

 

[igloo]

ICICI if you can pay 1lac + upfront while opening account. No need to maintain later.
Hdfc classic with similar upfront payment depending on branch.
Indusind has many zero balance account for credit card holders.

 

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[anmolbhard004]

BOB

 

[Lolita_Magnum]

Yes, Kotak 811 is good.
My mom has been using it, but just stick to UPI only as everything else is comparatively expensive.

 

[Crane]

@Lolita_Magnum
What i use debit card for like irctc or something
Will it cost a lot?

 

[Lolita_Magnum]

Refer this, Kotak 811 Digital Bank Account Fees & Charges | Zero Balance Savings Account - Kotak Mahindra Bank.