HDFC Bank Credit Card Q&As

[Trex]

Hdfc is giving me higher limit on my cc, should I increase it? Are there any benefits of it? My current limit is more than sufficient for my spending. Please suggest.

 

[Jonas]

No harm in increasing the limit.

 

[mhsabir]

I am probably using 1-2% of my limit of HDFC annually.

 

[Jonas]

Regalia First

 

[mhsabir]

Another youtuber posted Millenaia & Regalia also affected

 

[Lolita_Magnum]

All most all credit cards come with Airport Lounges nowadays, and it is always completely packed, making the experience worse.

So, if this will help bring quality, then I am all for it.
I think there is a spend milestone of minimum 1L yearly to get access, it won't be difficult to reach that one.

 

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[mhsabir]

From what I read it was 1 lakh per calendar quarter not per year. Maybe it is so for some cards. Not sure 1Lakh per quarter is easy for all.