HDFC Millennia Debit Card Cashback on Wallet Load - Clarifications Needed

  • Thread starter Thread starter s4techco
  • Start date Start date
  • Replies Replies 3
  • Views Views 316
s4techco

s4techco

Messages
8
Location
Chennai
ISP
Jio
I have a few queries regarding the HDFC Millennia Debit Card and its 1% cashback offer on wallet loads. I would appreciate it if you could provide some clarification:

Eligibility for Wallet Load Cashback:

Does the HDFC Millennia Debit Card currently offer the 1% cashback benefit for wallet loads?
Specifically, is "POS xxxx 1234 Amazon Pay India" considered an eligible merchant for this cashback offer?
Transaction Details and Cashback Calculation:

I performed two Amazon Pay wallet load transactions:
₹40,000 on March 28th
₹40,000 on April 3rd
Am I eligible for ₹400 cashback for each transaction (₹400 + ₹400)?
Is there a 30-day interval required between eligible transactions to receive cashback, or are both my transactions eligible?
Cashback Credit Timeline:

If I am eligible for the cashback, what is the expected timeline for the cashback to be credited to my account for the transactions on:
March 28th
April 3rd
 
Solution
BornArcher8
Hey, you are eligible for cashback on both transactions. I have been doing this for around two years, and I receive cashback every month.

The problem is that you will only receive cashback after 90 days, plus some extra days. There is no fixed date for cashback points to be credited. Sometimes, you won't receive cashback within a month due to maintenance. In such cases, the cashback will be credited twice in the following month.

Once you start loading your wallet every month, after the first three months, you will receive cashback on a random date each month as the cycle continues.
Sort by date Sort by votes
Hey, you are eligible for cashback on both transactions. I have been doing this for around two years, and I receive cashback every month.

The problem is that you will only receive cashback after 90 days, plus some extra days. There is no fixed date for cashback points to be credited. Sometimes, you won't receive cashback within a month due to maintenance. In such cases, the cashback will be credited twice in the following month.

Once you start loading your wallet every month, after the first three months, you will receive cashback on a random date each month as the cycle continues.
 
Upvote 0
Solution
Yes, it is eligible for the cashback offer. That is the same format for all my Amazon Pay wallet reloads too. Also, unlike many tricks, this one is not even a loophole. HDFC itself advertises a 1% cashback on wallet reloads. There is nothing morally or legally wrong here.

You can see on the website that it advertises 1% cashback for wallets too: HDFC Millennia Debit Card.
 
Upvote 0
You must log in or register to reply here.
Back