You are missing a very important point here. It is Visa Signature card which you wont get with a normal account usually. It has so many benefits that come along. To name a few, You can book BOGO movie tickets on weekends through bookmyshow.com
I have a coral card for that with no fee whatsoever. ofcourse this is the cost you pay for a personalised card which many may be ready to pay for essentially. btw that movie thing is through the week and not just weekend right?
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