Making UPI Payments using Amazon Pay Balance!

[mate]

There is only monthly spend limit of ₹1 Lakh for full KYC users and ₹10000 for those without KYC. There is a ₹5000 limit for the first 24 hours. And yes, no pin.

 

[pachabhut]

This got rolled out gradually since July last year. Works fo making payment to both merchant UPI and personal UPI. Only the money part is eligible for UPI, any gift card/voucher/cashback is not eligible. There are 2 UPI handles. mobileno@amazonpay is for amazonpay money part and can be used without PIN. mobileno@apl/<customised>@apl is linked to bank acct and will require regular UPI PIN of the account. Money can be sent from other UPI apps directly to amazonpay balance using mobileno@amazonpay handle. No PIN is required but 2FA code will be required to open the app, if activated. Initially it was rolled out only to full KYC Amazon accounts. Now I think they have extended to mini-KYC also. This is good for small payments.
Similar wallet linked UPI is also provided by ICICI Pockets.

 

[Sushubh]

Amazon app has option for authentication for opening the app? I don't think I have seen any such option.

 

[pachabhut]

@Sushubh Two-Factor Authentication (2FA) can be activated from settings. Once activated, it requires SMS code or authenticator code for any login except for devices marked as exempted.

What is Two-Step Verification? - Amazon Customer Service

Two-Step Verification is a feature that adds an extra layer of security to your account log-in. [[[HELP_CPU_611059-T1]]]To view the below information in your preferred regional language, click the link: English, हिन्दी (Hindi), தமிழ் (Tamil), తెలుగు (Telugu), ಕನ್ನಡ (Kannada), മലയാളം (Malayalam)...

www.Amazon.in

 

[Sushubh]

that is for Amazon account. i have that configured. but if your app is signed in, it has no internal option for some kind of authentication before you can access the app. i am certainly not going to logout just to keep the Amazon Pay balance safe

 

[mikrotik]

You can set app password from your OS?
Also the limit of 1L does not include cashback or GVs.

 

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[Trex]

Loaded 500₹ got 25₹ cashback but in gift card form.

 

[rizexor]

should I switch to Amazon pay? because I use amazon a lot, might be useful for offers

 

[AAK]

Did you guys do KYC (ID based) to enable @amazonpay upi to send money to other upi handles ?
Or it works for mini kyc too in which there's 10k monthly limit?

 

[mate]

Iirc, mini kyc users can only make merchant payments. They cannot transfer funds to another person/bank account.