I read in PC World (Note: That they tested these in Bangalore; in 6 different locations, on different days) that both these modems were giving excellent speeds. Reliance had got a score of 86/100 while Tata had got a score of 84/100 due to their poor coverage.
I also read in this forum that people had mostly posted positive reviews of the service. But overall I think the reviews were mixed.
If you plan on buying either of the two, check on their website, the network coverage map may be there (Reliance has it) and do check that your area is there.
Also, check out the sub-forums of the Net Connect & Photon services.
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