You can filter to select only Hotmail/
Windows account and deselect
Google. Then it will not ask where to add Contacts. And good thing is contacts immediately get sync with Windows account. So if we format the phone, and restart it, all the contacts are back. (of course it might be happening with other
smartphones as well).
Only think I didnt like is no option to backup sms.
Besides I saw that Lumia 620 (and may all WP8 handsets) supports Indian (Devanagari) languages. We can view websites in Hindi/Marathi.