OneCard - OneCard Lite

[Sushubh]

Vo bhi kabhi bhi change kar denge ek mail bhej ke.

 

[mikrotik]

So tried to activate the physical card. Got "service unavailable"

 

[NikhilS]

Got the VCC today, should get the physical one soon.

They pretty much matched my HDFC and Amex limits (both are high 6 digits) - so credit matching does not seem to be an issue.

Primary use will be for international transactions - specially Switch eshop - as forex is just 1% against my other cards (3-3.5%).

What is your CIBIL if you don’t mind me asking?

 

[NikhilS]

Looks like they are using GoDaddy’s shared hosting for hosting their API.

 

[Smh]

Their app was down for a day.

F if they are using GoDaddy for anything.

 

[Jonas]

I'm eager to see how they handle disputes and fraudulent transactions.

 

[alekhkhanna]

What is your CIBIL if you don’t mind me asking?

800.

@Samuel : That's my major concern. All my other cards have good limits for protection. In the OC FAQ, they haven't mentioned anything about fraudulent transactions. Only that once we report loss of card, we are off any liability.
Hence my plan on using it only for online international transactions. The 1% forex is truly good.

 

[alekhkhanna]

I've to compliment where compliments are due - their OneCard app (the one controlling the card, not the one with CIBIL score) is fantastic. Very sleek, feels premium, one touch activation or deactivation of online transactions etc.
And charges get posted in seconds. That's pretty impressive since HDFC/ICICI/AMEX take 24-72 hours to show transactions in card account (over web or app). I did one using OC, and it was in the app instantaneously.

 

[Smh]

interesting


Source

 

[Jonas]

@alekhkhanna

People are happy with the metal weighted feel and the user interface. It's all about the priorities.