SBI FBB Credit Card

Not sure I understand the question, but I redeemed the points from their online catalog and got Pizza Hut vouchers. I just got 10% off at POS transactions a couple of times on my visit to Big Bazaar. Just to clarify, I redeemed those points when it was still FBB. Simply Click started off with negative balance.
 
Right . So when you got the discount, you also got the points. You redeemed them for Pizza Hut vouchers. Now, SBI has this weird thing going where if you got some discount on sales - online/offline , i.e. like the 10% you got at Big Bazaar, the points that were given get "reversed" at a much much later date, I have had points "reversed" after 3-4 months as well - and in this case probably when they try to reverse it, either in FBB itself or later, it would have turned -negative, which would have carried over to SimplyClick.
 
I hardly shopped at Big Bazaar. Max 2-4 times (that too way before I redeemed my points - we are talking years). 🤷. It’s just a shitty company. I’ll close this account.
 
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