Just came back after having a look at Xperia Z at univercell store in Bangalore. The best price they are offering right now is 38990, which comes to 37k after the citibank 5% offer.
It comes with ear phones, one
Sony head phones (look good, but I have not tested), casing, screen guard but no
SD card.
White color is too bad, black looks better. The back of the phone is prone to finger prints, looks bad.
As it contains software buttons and back button being on the left side, tough to navigate with one hand even though I have bigger hands.
Brightness is less, so is speaker output. Not much lag issues. Camera seems decent, video is fine. pics look ok, nothing out of the world.
Volume rocker are midway, will take time to get adjusted.
Build quality is excellent.
Xperia Z is good but is missing something. 37k seems too costly, its better to wait for S4.