The Health Insurance Policy Thread

[Jonas]

@ijsa Does HDFC seem to be a good option, and do they offer the mediclaim you're talking about?

 

[ijsa]

This was mostly offered by Public sector banks..... I am not aware of any such offer from HDFC..... Moreover, they have their own medical insurance HDFC Ergo.....

 

[Jonas]

I've heard from a person who's an agent that

1. HDFC Ergo
2. Max Bupa
3. Star Health

These are the two top insurance providers.

 

[Jonas]

Could anyone share information about the best policy for parents?

 

[Smh]

I am looking to get health insurance for myself. Only had issue of kidney stone some years ago, no surgery happened.
I was checking icici policy kidney stone in last 10 yrs was listed as restrictions.

How insurance can find I had any medical issue?

And any suggestions for parents insurance and premium with all bp and common pre existing illness.

 

[wheatbread]

Assume hearsay, at the moment they don't bother.

 

[Jonas]

One of the insurance guys I know has suggested the Young Star Insurance Policy.


Source

I am a bit concerned about the settlements as I have come across various online complaints.

 

[Jonas]

From my limited research it seems like HDFC is a better option irrespective of higher premium.

 

[anubhav11]

I have recently ported my mom’s health insurance to hdfc ergo after consultation with my medical friends. Yes the premiums are higher than the competition.

 

[Deleted member 83050]

I am planning to get a health insurance for my parents(both are 50+). Do you guys have any good suggestions?
I have heard a lot of good things about acko health insurance. My employer provides oriental health insurance with a cover upto 10L.

I have a few questions:
1. My parents don't have a lot of health issues. My mom is pre diabetic and dad has gone through gall bladder removal surgery last year. He also does smoke often. How much cover should I opt for?
2. Premium is not a worry for me, can you guys suggest a few good options who provide cashless claim settlement in major hospitals?