UPI on Rupay Credit Card

Any suggestion for fd-based credit cards that offers decent rewards, And I have no credit score.
Usage - utility bill payment, online purchases like Amazon.

Also one question, can we use UPI using credit card (Rupay vairant) to earn rewards? 😅
 
Card just got activated. And crazy enough. UPI apps are detecting it automatically after you select your bank. No need to manually add the card for UPI.
Same for me with Axis Rupay card when added in Google Pay.

Not sure if it earn any Rewards for transaction.
At some shops UPI by Credit card is disabled, but it mostly works at other shops. (are shop owners bearing any transaction fee?)
If payment is done at Petrol Pump by Rupay Card UPI, additional amount is being charged just like it is for card payment at Fuel station.
 
Payments upto 2000 are supposed to be free on rupay upi but Paytm was charging 2% even on that when I checked a merchants app last year.

This is why my chemist has it disabled. Works at most other outlets around here.

Also doesn't work at another shop which has a very old freecharge upi board. Probably disabled in app end 🤡
 
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