Which Bank is best in India for a regular Savings Account?

[behemoth]

hmm good point!

 

[mtnlpacked3]

HDFC Best of both worlds :xD
Yes bank is good . as you get benefits.
But i personally prefer IDBI Bank . They have auto Sweep in facility when u do FD .
you don;t even need to specify.
Bank aaise dost jaisa :xD

 

[Sushubh]

There was a time when ICICI had auto-sweep facility. :whew:

 

[Sai]

@chromaniac - Can we have this as bank experience thread/ which bank thread?.

I had opened a basic account in Axis like 6 months ago. Things were pretty good initially. Now I am not getting even OTP properly. Need to move away from it soon. Requirements: Basic account with lowest possible minimum balance requirement and an international debit card which allows me to buy from US sites, reliable internet banking, mobile banking. Don't need CC.

Prefer not to go to bank after opening account. Too much chaos to handle.

 

[behemoth]

All I need from Yes Bank is the auto FD creation facility (auto create sweep in enabled FD if balance in Savings acc is above a threshold).

 

[Sushubh]

I need them to launch MasterCard/VISA Credit Cards so that I can dump my StanChart Card.

 

[behemoth]

I have both Citi and HDFC CC. U dislike SC CC?

 

[Sushubh]

I just want to have a unified panel for my savings account and credit card

 

[behemoth]

Dont you use apps like Walnut and MoneyView on your phone?

 

[Sushubh]

tried walnut for a few days. did not like it much. i basically do not like the idea of using a third party platform to pay my credit card bills. plus i am hoping that yes bank would have some great cards on offer once they launch them. though i doubt i would get a better card than the stanchart i have with being a self employed fuck-up