Yes Bank Credit Cards

[Sushubh]

i just needed a backup tbh. stanchart seems to have blacklisted some merchants including dreamhost. takes a lot of effort to pay for hosting. not really a fan of paying through paypal so would be using yes bank for the same. want to stay away from sbi as far as possible.

 

[Deep Saha]

@Sushubh why far away from sbi ? any -ve about sbi ? I am using sbi and worried seeing ur post

 

[Sushubh]

nothing like that. i mostly went for yes bank because my bank account is with them so it is easier to deal with one entity for both banking and credit cards. there are probably better cards out there but i just wanted one card for backup. though looking at their alerts, i might switch to it as my primary card. stanchart gets very confusing because their alerts have no mention of merchant's name.

 

[Deep Saha]

ohh I see.. I use SBI FBB card and its very confusing I must say in mobile app for sbi cc .. Its hard to keep track of expenditures in sbi app ..

 

[Sushubh]

i am guessing best would be to maintain a google sheet. just add entries manually for record.

 

[Deep Saha]

for that purpose I just started using money manager (android app).. mostly all other accs are already added and its a good app.. just waiting for sbi statement then will add sbi too.. after seeing all charges and all.. otherwise this months sbi charges are messed up ..

 

[Sushubh]

anyone here has a yes bank credit card? i had a query.

 

[igloo]

I got yes first preferred card few months back. They offered a zero balance saving account with this card if I agree for auto-pay for cc bills.
Now got both. All good experience till now.

 

[v1rus]

{Puts hand up in the air}
I have one.

 

[igloo]

what variant ?