OneCard - OneCard Lite

Do you have OneCard?

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  • No

  • No, but applied

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Well, depends on the needs - I guess. As there are specific cards for fuel, travel, dining etc.

In terms of simple rewards calculations that I have is Axis Ace, which gives 5% on bill payments/recharges via Google Pay and 2% on all other rewards. It also has 4% on some other platforms like Swiggy, Uber etc. You might get better cards for swiggy, uber alone, but a general 2% on all in Axis Ace seems good for general purchases. It does have a catch - need to spend 2 lakhs in a year for no annual fee (of 499).
 
I agree. Ace is one of the best cards in its class if not the best. Makes the deal even sweeter with grab deals and the fact the cashbacks get added back on to your card. 2L i agree is on the higher side but electricity bill alone makeup for a major chunk of that portion(and the cashback thereof should pay for the annual charge 😀)
 
They did give me a much lower limit than other cards but I don't have a need for extreme large purchases via this card - so it's fine. Not sure if it happened to me alone or in general they give less limits.
 
I got 1.75 which I think is just about ok considering the card is just is 3-4 months old and no account with axis but ya even the recently acquired rbl Zomato one gave me 3L n compared to what hdfc gives its peanuts..I read somewhere that if one applies card to card basis they give you a good limit. Wish i had done that
 
Axis offers 24 Credit Cards.

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pujaari said:
I got 1.75 which I think is just about ok considering the card is just is 3-4 months old and no account with axis but ya even the recently acquired rbl Zomato one gave me 3L n compared to what hdfc gives its peanuts..
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You guys are getting limits in Lakhs ? 😅
 
My limit on Axis Ace is the lowest anywhere.. under 1 lakh.. so not sure what was the issue - Again, I dont see myself using it for very large purchase and can make repayments early , should I need the room to make a purchase. But it does feel a bit annoying to see a random low limit compared to others who want to/and give 5x-10x more.
 
have been discount/deal hunting with cc for almost 10years now😜..still cant figure out how they decide on the limit...got mere 17k on SBI simply click card (my gardner has a 20k limit on his)😝😂😂...i have 5-6 cards (nut case) but i use them just for deals and discounts and pay off almost instantly like debit cards.
 
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