i am not running both at the same time of course lol. i checked my network connections... cloudflare is not installing tap windows adapter?

After very little searching since yesterday I have come to the conclusion that TAP adapter is indeed required for VPNs, at least those that use OpenVPN). And you do have it (4th from the top on the right side in your screenshot).
192.168.0.1 when warp is on. other routers load just fine (192.168.0.2, 192.168.0.4 and 192.168.0.10). can't imagine why this could be happening.