Freecharge, India's top digital wallet, has launched 'Chat and Pay' -- a peer-to-peer payment service that allows users to pay each other from the app with the simple touch of a button.
Apart from easy transfer of money to friends, payment for services to local merchants such as the grocer, taxi and auto drivers and other small vendors can now be done through the app. The person-to-merchant service will help users pay easily and cashless.
"Chat is easiest to use for most of the
smartphone users. Also, when we go out somewhere it is harder to split and pay everyone as you have to get each others' bank account details and add them. Freecharge chat and pay will allow you to acknowledge the good time you had and will make the payments less awkward and fast," Freecharge's CEO Govind Rajan told HuffPost India.
"It is also easy for merchants to get more customers through this. There are many places where cash and card won't work. So people can pay through their freecharge account too. A lot of local vendors today chat on whatsapp with customers, so they won't feel that the interface is very different," he said.