How does cash back work on virtual credit card?

[instantkaushik]

Hi,
I wish to take advantage of the 10% cash back offer that's being offered on Amazon for SBI credit cards. The thing is I don't have an SBI CC, so I want to generate a virtual CC from my SBI account.
Now a virtual CC expires after 48 hours, but the cash back will be credited to my card only after about 2 months. I want to know how this will work out. Will the cash back go to my SBI savings account from where I created the VCC or will it never happen since the card expired?
Anybody know anything about cash back after card expiry?
Thanks

 

[experience]

It will go back to the original account from where the cc was linked.

 

[raj2007]

Is it possible to create a Virtual card without having CC? :surprise:

 

[experience]

It's possible in HDFC/AXIS atleast. Not sure about SBI.

 

[raj2007]

It's possible in HDFC/AXIS atleast. Not sure about SBI.

An option is available at SBI to create virtual card thru netbanking. But it acts only as a Debit Virtual card right?

 

[instantkaushik]

Thanks for the replies. I just checked the terms on Amazon, and it says the card must be active to avail cash back. Now, obviously one cannot pay through a deactivated card, so I'm not sure whether that means that card should be active until the cash back is rewarded??
I guess I will just drop the idea.

An option is available at SBI to create virtual card thru netbanking. But it acts only as a Debit Virtual card right?

It mentions Credit Card, so it must be it.

 

[manu1991]

The virtual card that you generate using SBI will not work as a credit card, it will be a debit card.if you look properly, the online interface DOES NOT say credit anywhere. It says e-Cards in the tab and then Generate Virtual Card. Credit is not mentioned anywhere.

 

[instantkaushik]

You are right. It's a virtual debit card. My bad