Mobikwik Data Breach - The Biggest KYC Data Leak

I can see all my cards, bank account numbers etc so clearly there has been a data breach.
They don't say when they got access to this data though.
I removed my bank account and cards from mobikwik atleast 1 year back, I don't see it in mobikwik anymore but these details are available in the breach.
So, Either mobikwik has been an asshole and only hid the details from me when I asked them to delete it or this breach happened in ~2019.
 
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A large organisation like this can't even manage their email setup properly.

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I just checked with my mobile number and the site returns "number of records found : 0"

I occasionally used mobikwik for zomato offers and it had my bank cards saved.

So data has been breached or not? What should be the next steps?
 
Accepted that breaches happen. But what has Mobikwik to do with the apps that I install on my phone? And my GPS coordinates ?
Why did they need to save this data??
 
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