I would say miss payments is bad news for them - customer may end up defaulting and become a bad credit. They would prefer you to roll the credit - i.e. pay partial & pay interest.
They've now started to abuse the notification channels and pushing promotional notifications via Transactional Alerts notification channel. Tweeted to them about it today.
Just received call supposedly from OneCard stating that they need to physical kyc for my card. I asked why, first the guy dodged the question but when i insisted he said my selfie is blurred. I mean seriously!! How can it be blurred. So i asked them to cancel my card instead.
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