OneCard - OneCard Lite

[Smh]

So how their 5x boost thing works?

 

[Jay]

Card details and limit reporting as IDFC FIRST BANK LIMITED in the Experian Credit Report, Nothing on CIBIL still.

 

[NikhilS]

They will start reporting from Feb

 

[Smh]

Card details and limit reporting as IDFC FIRST BANK LIMITED in the Experian Credit Report, Nothing on CIBIL still.

yeah same with me. But I got another credit and it was also not reported in cibil but reported to experian. So I guess cibil takes time to be updated.

 

[Jay]

Popped up on CIBIL as well today. Got the card in the end of December.

 

[Smh]

For international transactions this card is good. As they charge only 1 percent, conversion rate is good. And if you get the 5x rewards then that 1 percent is also reversed as rewards.

 

[igloo]

Not using it now for anything. Did got some spend 100 get 1000pts offer. I want to close this. Waiting for 6months to pass.

 

[Smh]

Least they can do is make the rewards rate 1% flat. For now I do get benefit because of low forex rate so will continue to use it for now.

Ease of turning on/off transactions is also nice.

 

[Smh]

One card swipe to authenticate feature was really useful today when other banks OTP system collapsed.

 

[Jay]

I've completely switched over to One Card from HDFC for daily purchases precisely because of swipe to approve. I'm that lazy.

But I've had several instances where both the swipe notification as well as otp sms don't arrive in time and the transaction expires. Then after 5 minutes everything arrives together.