HDFC Bank Credit Card Q&As

[Smh]

I think they had some instant card in payzapp app check if its available for you there.

 

[Jay]

I want to apply for a Hdfc credit card in particular as I have 5 to 6 other bank cards and most of the offers these days are from Hdfc. I don't have any account with hdfc. Where can I apply.

HDFC also provide credit cards on the basis of your other bank credit cards. Approaching the nearest branch credit card section would be the best bet.

 

[Nishant]

They've been trying to get me the Regalia Card since quite a while. ₹2500 annual fees

 

[NikhilS]

They gave me two options.
EasyEMI
Millennia

 

[pranjal53]

HDFC used to offer some deals due to which even Regalia would become lifetime free. My father has regalia which has 0 annual fees.

@Nikhil Sharma Millennia is the better option.

 

[Jay]

They've been trying to get me the Regalia Card since quite a while. ₹2500 annual fees

I don't know of any Regalia holder who pays the annual fees, everyone claims they've converted it into LTF using the 3 month smartpay option.

 

[Jonas]

@Jay +1

Regalia has two variants, Regalia (superior) and Regalia First.

Millenia seems to have more benefits than Regalia First though, in some areas.

 

[Jay]

Could you tell me where the screenshot is from? AFAIK Regalia First is charged at 1000 per annum. It also gives a complimentary Priority Pass for international lounge access 3 per year.

 

[Nishant]

Hmm. I already have Regalia First. So I guess they're trying to put me onto Regalia Superior then.

 

[Jonas]

@Jay There's no annual fee for Regalia First.