You can still turn off international and/or online transactions separately. It's mandated by RBI. Ideally people should have a separate card for using on international sites with all other transactions turned off and one for domestic sites with other things turned off
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Domino's India Data Breach
- Thread starter Sushubh
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Let's use upi more, by design it is much secure than credit/debit cards
Yeah, most of the foreign banks use Address verification for credit cards.
minuteman
I Eat Internet
I wish UPI has a 20-50 day interest free period and offers cashback and rewards like Credit cards
@minuteman I wish cards had better security features. 
Idk how and why there is no pin or 2 factor authentication required for international transactions like seriously it's a dumb design.
edit: would you feel confident to pay with card on a random online store site?
Idk how and why there is no pin or 2 factor authentication required for international transactions like seriously it's a dumb design.
edit: would you feel confident to pay with card on a random online store site?
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Airtel Xstream Fiber If we know how to use it. Most frauds of Social Engineering mechanism are done on UPI. Even the most smartest and updated people get fooled on UPI
Offtopic - Now they are planning to remove transactions for UPI below 50 Rupees. Everything is going so good with Vegetable and Doodh wala. Bigad Diya wo bhi. saare paap issi term mai karna hai govt ko
There are still no masked ID payments in the UPI system. If you want to get paid for a service/donation or something , the whole number is revealed of the payee party
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Sorry but you really have to be stupid if you are educated and still fall for upi social engineering scam, exception are old people and sim fraud which is rare and hard but at that point everything is compromised. If you are uneducated they that's a different thing.
but my point is about the security design of credit card payment system, it puts too much trust on merchant/seller. Forget hackers let say business which collects customers card info goes rogue, they can easily do mass fraud and no way to trace it back to them.
Now you can do charge back and all but no guarantee of getting back the money and you may have to pay the bill till investigation is complete.
We have to disable international transactions kinda proves my point as its unsafe. Business are going to hacked, data will be leaked you cannot stop it.
UPI address is safe to share and is not meant to be private.
P.S. how do i stop writing in italic
but my point is about the security design of credit card payment system, it puts too much trust on merchant/seller. Forget hackers let say business which collects customers card info goes rogue, they can easily do mass fraud and no way to trace it back to them.
Now you can do charge back and all but no guarantee of getting back the money and you may have to pay the bill till investigation is complete.
We have to disable international transactions kinda proves my point as its unsafe. Business are going to hacked, data will be leaked you cannot stop it.
UPI address is safe to share and is not meant to be private.
P.S. how do i stop writing in italic
can you provide any source for below Rs50 transaction ban? from what i read its only for gambling type game transactions.
upi id is not meant to be private, it is like a bank account no.
mobile games: UPI to block all gaming transactions under Rs 50 - The Economic Times
NPCI’s move is aimed at moderating volumes on UPI, which has been plagued by banking outages and technical declines of late.
