Amazon Pay ICICI Bank Credit Card

[pothi]

The second call is probably a scam call from an agent.

Be prepared to get more spam calls supposedly from ICICI. If you do not wish to apply again in the near future, you may register at ICICI Bank DNC Registration to avoid any further marketing / scam calls.

 

[Kyle Crane]

This card isnt that fancy that it has such weird invite system

Not to mention there is no lounge access we well , i think you should really look for a different card instead

 

[pothi]

This card is used to offer some standard discount on Apple India website like core ICICI credit cards. I used it in 2024 last time. As of today, it is not considered as ICICI card on apple.com/in . Fortunately, I have a core ICICI card. So, not a big deal for now.

 

[Lolita_Magnum]

Please note the upcoming changes applicable to your Amazon PAY ICICI BANK CREDIT CARD XX9001.

Minimum Amount Due (MAD) calculation will be revised as explained below, with effect from 1 st March, 2026 Statement onwards.

Scenario A:
If 5% of (Finance Charge + Retail Spends + Cash Advance) is higher than the Finance Charge, then:
MAD = GST + EMI Principal + EMI Interest + Fees & Charges (excluding GST) + Overlimit Amount + Unpaid MAD from the previous statement + 5% of (Retail Spends + Cash Advance + Finance Charge).

Scenario B:
If 5% of (Finance Charge + Retail Spends + Cash Advance) is less than the Finance Charge, then:
MAD = GST + EMI Principal + EMI Interest + Fees & Charges + Finance Charge + Overlimit Amount + Unpaid MAD from the previous Statement + 5% of (Retail Spends + Cash Advance).

Minimum Amount Due rounded-up to nearest tenth digit, provided the Total Amount Due is not equal to the Minimum Amount Due.

For further details, please refer to the MITC .

Not a big deal for someone who always pays their entire bill.

 

[Sushubh]

why do they keep these mails so complicated lol. as someone on reddit said... credit card influencers have ruined most cards in india. they showcase how to abuse cards. cards get abused. card companies fuck up the benefits.

 

[Sushubh]

lol just noticed today that they do not give cashback on international transactions? not sure if it is like that since beginning or it was a recent policy change?

 

[Kyle Crane]

Might be a new change as didn’t they devalue this card just recently ?

I have seen how Apple.com won’t give an discounts on this card anymore

 

[Sushubh]

discount is given by icici not the retailer i imagine.

 

[Lolita_Magnum]

They removed it when they lowered the forex markup to 1.99%. It was in September, and you were in the conversation as well.

 

[Sushubh]

Yeah. I do not retain much information in my head these days 🫩