Banks scamming customers by charging for government schemes without consent

not yet. I don't have time for this. FYI all those miscellaneous transactions are related to BOB internal bank policy and a total around 5k had been debited from my account since. The branch manager thinks she is the final boss of banking system, although she had no idea what those transaction charges are.
 
Anyways. Wrote an application. Went to local branch. Submitted it. Took receiving. Bank employee just said I would process request and money should not be deducted this year. Nothing on refund. Didn't argue. Came back.

I don't expect them to process the application. Would see later this year.

If someone here wants to do the same, I can post a copy of the application I wrote though I guess one can easily create a draft using ChatGPT or Gemini these days lol.
 
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