I have no idea to be honest. Someone has to pay card fees in the end. I once made a payment on domino's using my card on their Bharat qr code. It is definitely different from UPI qr code.
I have paid electricity bills, dth Tata Sky with Bharat qr code using my hdfc cc (hdfc app give some discount) there is no transactions fee, instead I get 50-100 discount lol and it goes on my card.
With hdfc app bharat qr code options do not work for normal upi.
Just remember I once paid an offline merchant too for Rs 100 cb.
Only current account holders can have Bharat QR code. That too they have to visit their home branch in person to generate the QR code. Banks don't promote Bharat QR. That's why you cannot see many Bharat QR available at shops. Yes, the shops have to bear the transaction charges as in debit/credit cards. It's like we are using debit/credit cards but not physically.
India's largest credit card issuer SBI Card on Monday announced a collaboration with Google to enable customers to use their cards on Google Pay platform.
Users will now be able to make card payments using Google Pay app on their Android smartphones in three modes -- via tap-and-pay at near field communication (NFC) enabled point-of-sale terminals, by scanning Bharat QR code at the merchant as well as online payments without using the physical credit card.
New Delhi: Google India Digital Services Pvt Ltd, which operates the Google Pay app, has told the Delhi High Court that it is allowed to share customers transaction data with third parties with the prior permission of NPCI and payment service providing (PSP) banks. The submission has been made by...
I have paid electricity bills, dth Tata Sky with Bharat qr code using my hdfc cc (hdfc app give some discount) there is no transactions fee, instead I get 50-100 discount lol and it goes on my card.
With hdfc app bharat qr code options do not work for normal upi.
Just remember I once paid an offline merchant too for Rs 100 cb.
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