HDFC Bank Credit Card Q&As

[GR2]

@igloo It's been only like 15 days since i opened the savings account, so how am i getting the offer lol. I saw it 2 days after, opening the account.

 

[Jay]

Customer Digital Journey

apply.hdfcbank.com

Choose the HDFC Bank customer option and login through the above form. If there are any pre-approved cards, it'll show up there.

 

[icecool20]

@igloo It's been only like 15 days since i opened the savings account, so how am i getting the offer lol. I saw it 2 days after, opening the account.

@Nitin, Is yours a preferred savings account? if it is, then as part of your benefits as a preferred account holder , you can get a premium credit card.
For this, no income documentation is required. You will get a basic credit limit between Rs 2-5 lakhs. For any increase in credit limit, you will have to submit income documents....

 

[GR2]

@icecool20 Nope. It's just standard.

 

[icecool20]

In that case, just take it if it is offered, Always remember to pay bills in full, so you do not incur any interest charges, and also your credit score
gets a boost with responsible use of the credit card...

 

[GR2]

@icecool20 I don't think they will accept the application because the account is still new, don't have income proof, if asked and no cibil score.

 

[igloo]

Yep they may ask for income docs. Better wait till 6months.

 

[Jonas]

The account is quite new. Don't bother applying.

 

[NikhilS]

True @Samuel

Got a call saying that they approved it, they also said they they will be sending me virtual card on email by the evening.

No card so far. :/ Application is still ‘INPROCESS’

 

[GR2]

@Nikhil Sharma I think it takes some time for the status to get updated online.