HDFC Bank Credit Card Q&As

[icecool20]

10-20L is very good limit, You can buy a midsize car with a credit card n get thousands of miles on that purchase!!

 

[Sushubh]

now i wonder if car showrooms accept credit card payments for cars. 2.5% is quite a lot on 10L purchase.

 

[igloo]

One can negotiate for 1-2% charge instead. Also why care when you get 3.3% rewards back.

 

[mikrotik]

I have lacs in reward points but since this pandemic, can't use it anywhere.

 

[Jonas]

Doesn't HDFC have an online catalogue form where you can buy vouchers and stuff, just like Citi?

 

[igloo]

But that gives less than half value for each point.
Best is to spend for international flight tickets, next Hotels.

 

[LordSpymaster]

On a more general point, how are the HDFC rewards? I have a LTF Diners Club premium with a 3L limit.

 

[Sudarshan61]

now i wonder if car showrooms accept credit card payments for cars. 2.5% is quite a lot on 10L purchase.

Other way is to book online at company website ...discuss with dealer before proceeding with this
No additional surcharge on company website

 

[igloo]

But you won't get discount.
car prices are highly negotiable.

 

[Sudarshan61]

you will...thats why speak to the dealer 1st and tell that you will be making the booking via company website ...
booking is always on ex showroom price wither full or partial ..all other charges to be paid to dealer anyways