socrates
I got banned!
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OneCard - OneCard Lite
- Thread starter NikhilS
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If you have an HDFC account, you can use this link to get the report for free.
www.hdfcbank.com
Check your free CIBIL score | HDFC Bank
GET YOUR FREE CREDIT SCORE - Now, you can check your cibil score for free instantly and verify your eligibility for getting a loan from banks. Get your credit report now!
This app is actually good for checking scores for free and they have their own product so maybe they will not spam me.
But the credit card application is the most horrible experience like it's all random. Based on my score/report reject or accept, spin the wheel is nonsense. It's giving me better luck so many times. Looks like it's designed by Google Pay scratch card team.
But the credit card application is the most horrible experience like it's all random. Based on my score/report reject or accept, spin the wheel is nonsense. It's giving me better luck so many times. Looks like it's designed by Google Pay scratch card team.
The card is not that important applied for it just because everyone else was and it looks nice. 
Not really gonna use it much.
The spin thing ruins the experience. Same reason I don't like Google Pay annoying better luck scratch cards. May be it's just me.
It's almost same as if all applications are manually approved after a week.
Not really gonna use it much.The spin thing ruins the experience. Same reason I don't like Google Pay annoying better luck scratch cards. May be it's just me.
It's almost same as if all applications are manually approved after a week.
Got the VCC today, should get the physical one soon.
They pretty much matched my HDFC and Amex limits (both are high 6 digits) - so credit matching does not seem to be an issue.
Primary use will be for international transactions - specially Switch eshop - as forex is just 1% against my other cards (3-3.5%).
They pretty much matched my HDFC and Amex limits (both are high 6 digits) - so credit matching does not seem to be an issue.
Primary use will be for international transactions - specially Switch eshop - as forex is just 1% against my other cards (3-3.5%).
Yea forex charges is the only benefit of this card.