OneCard - OneCard Lite

[Jonas]

So, I installed the app, filled the details and it said that I've a pre-approved CC.

Showed me the limit and now it says my virtual card is active and the physical card will be delivered soon.

 

[NikhilS]

The waitlist is just for fools.

And I’m a fool too.

 

[Jonas]

Hype and waitlists really work on us Indians.

 

[Smh]

Yea the waitlist is fake and is really a di*k move to get promoted for free.

But I don't understand how they are approving. I applied for 2 cards one application had a high utilisation so I understand they didn't approved it but other application has a perfect 10 years history and 100% credit alloted is available so why they didn't approved it doesn't make sense.

 

[Jonas]

You had a high utilization for a card that hasn't been approved yet?

 

[Smh]

I meant 2 applications for cards. Will edit the post later from pc. Mobile keyboard is causing issues for writing long post.

 

[Smh]

They have changed the terms and conditions now you cannot cancel it before 6 months or you have to pay 5k.

 

[Jonas]

Yeah, I read the terms and conditions yesterday. Why do you want to cancel it though?

 

[igloo]

Beware of survey call , they are instead payment reminder call even if outstanding is as low as Rs.100.
I am not using this card for now.

 

[NikhilS]

Thank god I am still on their waiting list. I’ll email them to get my account deleted. Have applied for HDFC Millennia CC though, I feel it’s much better.