Yeah I just figured it does not work that way when paying for breakfast. You still got to add funds after scanning to pay, but it saves logging into your bank or bhim upi to enter pin to approve....you can do it in Paytm app itself.
thanks for the help to create custom id....I got my three character id
i do believe that Paytm now has the infrastructure in place to let you pay to paytm wallets using upi. they just need to create a middle account.
you pay using upi.
that money goes to paytm upi account.
paytm transfers that money to retailer's paytm wallet.
it's complicated but doable lol.
it would not be as fast as paying from wallet to wallet. and npci servers are crap so payments would be delayed. so probably not practical.
In another news PayPal has announced entering India. With the kind of resources, technology and experience PayPal has I guess they will be aiming to grab a very big chunk in India.
pan card is not required to make payments. but their website would keep on bugging you till you give your pan card.
no upi support as of now.
debit cards, credit cards and bank account linkage is supported.
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