x720
Incoherent Poster
^Gee, thanks man, I'd always thought interest free EMI meant EMI*No. of months = Cost of phone 
-
Amazon Deals - ToS - Like us?
Samsung Galaxy SIII - My 1st Android Review !!
- Thread starter IndianMascot
- Start date
- Replies 97
- Views 7,769
gadgetcrazy
Regulars
There is nothing like Interest free EMI. Its simple - they are not ur relatives to allow u money without charging u (These days even relatives arent willing!) They recover the cost in one way or the other.
The option was available for citibank credit card.
No processing fee. Already got my credit card statement. Charged exactly one third of the total amount.
The option was available for citibank credit card.
No processing fee. Already got my credit card statement. Charged exactly one third of the total amount.
Interest free EMI is a myth. EMI itself stands for "Equated Monthly Instalments". Which means the interest & the principal component is combined in way, so that u pay instalments of equal amounts every fixed period.
3 payments of 3333.33 for a product worth 10K (with or without the EMI), without ANY other additional charge means an interest free EMI. There is no myth here.
^Gee, thanks man, I'd always thought interest free EMI meant EMI*No. of months = Cost of phone
It depends on the offer. Different vendors have different offers. Some have processing fees, some have interest, some have both, and some neither. There are true 0% processing , interest fee EMIs in the market. eBay is one of them.
3 payments of 3333.33 for a product worth 10K (with or without the EMI), without ANY other additional charge means an interest free EMI. There is no myth here.
^Gee, thanks man, I'd always thought interest free EMI meant EMI*No. of months = Cost of phone
It depends on the offer. Different vendors have different offers. Some have processing fees, some have interest, some have both, and some neither. There are true 0% processing , interest fee EMIs in the market. eBay is one of them.
gadgetcrazy
Regulars
Exactly. I am paying 3 emis of 11670, a total of 35010. Exactly the price that was mentioned. No processing fee either. Of course they are not my relatives, but they want to lure people to buy by giving them am attractive option. I was going to buy anyways but saw the option and utilized it.
IndianMascot
Addicts
So Jaymin bhai, You can also deepen urge wallet now. Opt for 1-2 credit card. 
IndianMascot
Addicts
Exactly. I am paying 3 emis of 11670, a total of 35010. Exactly the price that was mentioned. No processing fee either.
you .gt S3 in 35010. More than 3000 cheaper than me.
you .gt S3 in 35010. More than 3000 cheaper than me.Exactly. I am paying 3 emis of 11670, a total of 35010. Exactly the price that was mentioned. No processing fee either. Of course they are not my relatives, but they want to lure people to buy by giving them am attractive option. I was going to buy anyways but saw the option and utilized it.
To add to that, it isn't like the bank doesn't earn anything out of this. eBay in this case earns by virtue of higher seller fees. The bank would of course get a cut of the amount spent, and probably a marginally bigger share due to deferred payments from the spender. At the end of the day though this benefits everyone involved, as banks earn, seller earns, and of course the buyer ends up spending for something he normally wouldn't have.
you .gt S3 in 35010. More than 3000 cheaper than me.
I noticed your price earlier on but didn't mention it since it is a new purchase. Lots of folks got it for 35 - 36, and some lucky ones for 33.x online. All genuine of course. With EMI in the case of eBay.
To add to that, it isn't like the bank doesn't earn anything out of this. eBay in this case earns by virtue of higher seller fees. The bank would of course get a cut of the amount spent, and probably a marginally bigger share due to deferred payments from the spender. At the end of the day though this benefits everyone involved, as banks earn, seller earns, and of course the buyer ends up spending for something he normally wouldn't have.
you .gt S3 in 35010. More than 3000 cheaper than me.I noticed your price earlier on but didn't mention it since it is a new purchase. Lots of folks got it for 35 - 36, and some lucky ones for 33.x online. All genuine of course. With EMI in the case of eBay.
gadgetcrazy
Regulars
I got it from indiaplaza. They had listed for 38900. There was this 10% coupon that they had for a very short time working for sgs3.so the net came out to 35010. Luckily I ordered on 1st June and got it on 13th. I also had a 5k discount coupon for indiaplaza which would have brought the price down to 33900 but for that I would have had to wait for another couple of weeks.
I got it from indiaplaza. They had listed for 38900. There was this 10% coupon that they had for a very short time working for sgs3.so the net came out to 35010. Luckily I ordered on 1st June and got it on 13th. I also had a 5k discount coupon for indiaplaza which would have brought the price down to 33900 but for that I would have had to wait for another couple of weeks.
You had a 5k worth coupon but didn't use it because you didn't want to wait for couple of weeks? Damn .. yo have reeeeeally deep pockets.
You had a 5k worth coupon but didn't use it because you didn't want to wait for couple of weeks? Damn .. yo have reeeeeally deep pockets.
IndianMascot
Addicts
One of the reason I did't looked for much discount 'coz I avoid purchasing high end products online.Undoubtedly I would have got this handset atleast 1000 bucks cheaper in " alpha " but decided to purchase it from Croma for full satisfaction and EMI. Many a times we can afford such purchases at once but had to put it in EMI to avoid limelight in office and other known places.