SBI is down

[Sushubh]

Source

 

[JB701]

Yep, UPI isn't working on SBI with PhonePe

 

[Adithya]

Right after HDFC got stopped by RBI for outages. That's bad timing.

 

[Lucifer96]

Sbi yono is also not working not even launching the app. but its not a surprise since its a regular routine with sbi

 

[Tejas01]

Yesterday while using yono SBI lite app, it was so slow that I ended up double transferring amount. Since it was my own account so no issues, but it would have definitely created a problem.

 

[Tejas01]

Not only this, even OBC's migration to PNB has not been without outages.

 

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[Adithya]

Yesterday while using yono SBI lite app, it was so slow that I ended up double transferring amount. Since it was my own account so no issues, but it would have definitely created a problem.

One thing I've learned from this Tom Scott video
Source


Never try again if some transaction fails and the money got debited. The banking system itself is very robust, if the money left it will end up at the destination or it'll come back if the received party didn't get an acknowledgement (something like that). Only the user facing sides have issues.

 

[Lucifer96]

@Adithya imagine the plight when we are in shop or something ,and when we don't have the money with us and trying to do a upi transaction,
a couple of times I ended up double transferring the amount...and the hassle of going back and making them to send the money back

 

[Tejas01]

Yeah, the msg about debit actually came in late. Atleast, it would have prevented me from making another transaction.

 

[Tejas01]

If anyone with knowledge on banking services, don't these guys have a backup or load sharing server wherein the load is transferred to backup incase the original one crashes.