Time to shut down my Standard Chartered India bank account!

[dextermorgan]

Our house has been knocked atleast 6-7 times that I know off asking for an ex-neighbour (same building or next one) who has disappeared without paying bills, sometimes asking for non-existing people with vague addresses. A bank rep (collection agent?) even came 2-3 times just because the name happened to be of a Muslim and we were the only ones with a residential house in the surroundings /facepalm . So, well they have a valid excuse of being cautious.

Well Thats there..but banks don't seem to be cautious when it comes to public and private corporations. That pisses me off. If a customer has been your customer for 13 years ..then atleast they should get benefit of doubt.

 

[Sushubh]

Yup. I can join a private company for a few months and get priority acceptance to loads of credit cards. What is the point of maintaining a good credit history if it cannot even get me a good credit card? I am not interested in loans. I just want a good credit card

 

[uumeshh]

I somehow don't feel like paying large amounts as yearly fee for getting a good credit card.

 

[Sushubh]

Yup. The only reason I am not dumping my StanChart credit card is because it has decent benefits and does not cost me any yearly fees. There was no joining fees as well. Today they charge a yearly fee from second year for new customers.

 

[Nishant]

I think it's time for me to fight with HDFC to waive off the annual charges on my Platinum Edge Credit Card. I'm paying 600 bucks a year for this.

 

[Sushubh]

apply to cancel the card unless they drop the charges. but be prepared to cancel the card if they do not agree :tongue:

 

[Nishant]

Eklauta card hai. Can't risk that :tongue:

 

[Sushubh]

Right. So the proper way would be to apply for some new cards and then get a backup card. :tongue:I recently joined a new service that might have some lead based campaigns. If you are interested, I can generate a lead for you :tongue:

 

[Nishant]

I recently joined a new service that might have some lead based campaigns. If you are interested, I can generate a lead for you :tongue:

Didn't get this.

 

[Sushubh]

Like Affiliate Campaigns... There are lead based campaigns. Have you never got a spam mail pimping a life insurance policy or a credit card? These mailers are not from banks themselves. They pay money to get leads from third party companies. I hate such campaigns.I just joined such a program. Though have no plans to send bulk mailers for obvious reasons.Never mind. All the available campaigns are for loans. None for credit cards. Just checked.