Offtopic discussion:
Anyone else feels credit card makes you spend more? How you keep yours disciplined?
I think I am good with managing exprenses.
Still my final cc bill sometimes surprise me on reviewing transactions I don't find much scope for savings.
May be it's just in my mind. I like to clear bills asap even then auto pay is enabled.
My total expenses are still very much in control as per the normal savings rules.
Anyone else feels credit card makes you spend more? How you keep yours disciplined?
I think I am good with managing exprenses.
Still my final cc bill sometimes surprise me on reviewing transactions I don't find much scope for savings.
May be it's just in my mind. I like to clear bills asap even then auto pay is enabled.
My total expenses are still very much in control as per the normal savings rules.