HDFC Credit Card (RBI Ban Lifted)

What's the best way to redeem points of Diners privilege? Cash conversion is just about 20% of the value, some vouchers are around 35% value but 99Rs charges. Any other way?
 
Flights and Hotels. Conversion is 1:1.

Edit: Oops this is applicable on diners black.
 
Hdfc is now offering an extra/addon rupay credit card to it's existing cc users.

It's virtual only.
Mainly to promote UPI with cc.
Annual charges 250 waived off if you spend 25k.

Go to my cards section you will see a pre approved banner.

 

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