HDFC Credit Card (RBI Ban Lifted)
- Thread starter Notorious
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- credit cards hdfc bank
1. HDFC cards have some requirements to convert the cards to lifetime free.
2. Credit card agents lie all the time, they'll even promise you free movie tickets.
3. It's always your responsibility to get everything in written all the features and liabilities.
At this point, as other members have suggested, cancelling the card and requesting for a refund is your best bet because you've been billed and you're liable to pay it.
Blocking feature is used to re-issue a new card in case you feel that your details are compromised and you're at any risk.
2. Credit card agents lie all the time, they'll even promise you free movie tickets.
3. It's always your responsibility to get everything in written all the features and liabilities.
At this point, as other members have suggested, cancelling the card and requesting for a refund is your best bet because you've been billed and you're liable to pay it.
Blocking feature is used to re-issue a new card in case you feel that your details are compromised and you're at any risk.
hope you don't get charged extra for reissuing card.
Guy never lied here...card was indeed free for 1st year...
It was bit unethical to hide such information...but as consumer we should do our due diligence as well. Something similar happened with me recently when a lady called me offering SBI card for free...(turned out it was just 1st year free..)
Hey guys,I just applied for hdfc credit card.
Now,they want to me to autopay.No issue.But I am unable to find bsnl in billers....
If I do not set up auto pay,will my request be fortified.
Now,they want to me to autopay.No issue.But I am unable to find bsnl in billers....
If I do not set up auto pay,will my request be fortified.
socrates
I got banned!
What amount have you set for auto pay, 100% is advisable else there are hefty charges. Also using credit cards to pay certain utility bills attracts 'convenience charges.'
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AFAIK, if you apply any HDFC card between 1 November and 31 December, you will get an unconditional life time free card. I saw this online on their website and you need to apply through their website for this offer. The offer is available offline also, but I would recommend you checking it with their branch if you apply offline.
