IDFC FIRST Bank

6-6.5% is still widely available for 3 year long deposits. 7+ is available for senior citizens.
 
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icici Amazon guys called me earlier today. didn't mention it return this time around. just kyc document including aadhaar (💩). if i manage to get that card, i am settled for now. digismart for Grofers and myntra. amazon for rest. idfc does have lower charges for international transactions which helps with domain/server costs but it's not that much to keep an extra card. though i imagine the card they would have offered me didn't have the lower transaction charges on international transactions. didn't bother to ask. it's not that the offer would disappear just because i said now lol.
 
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