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Fastest app in terms of what exactly though

If you are talking about UPI then it's the best app for that kind of transactions. Both Google Pay and Amazon pay take time while Paytm is the fastest!
 
The actual process of scanning the qr code, detecting the account, to the payment processing. Google Pay is the slowest especially with sbi upi id, Amazon is slow as well. Keeps on spinning. PhonePe is good tho on yesbank upi ids.
 

😁🤣🤣 Suddenly wisdom has become contagious.
 



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