Standard Chartered Bank in India

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Have you faced any issue transacting with Credit Cards of other Banks?

I did. HSBC does too much of torture to pay credit call bills when I never missed a payment for any credit card for 7 years.

With Citi bank I had some issue when flight ticket got cancelled, citi made a mess of it.

On the contrary, SC Bank (Manhattan Credit Card) gives me the best deals, waives of any surcharges, any late payments (due to NEFT sometimes) etc

Totally hassle free.

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haha.

i have a state bank of india debit card that seems to work only in some of the ATMs in my localities. other ATMs reject it. never understood why this happens.

Generally you find SBI ATMs everywhere. I never had any such occasion to search for SBI ATMs for the past 8 months. Used once in citibank, worked fine for me.
 
it does not work in the sbi atm machine in my sector. i always stick with the kotak mahindra atm. it has never failed for me. earlier i preferred the andhra bank atm. sbi has the most unreliable atm in my experience. icici is also fine though. kotak has been awesome. i assume because it does not get raped as much as the other ones in the market.
 
Afaik not all Banks support other Banks, specially related to the payment systems. State Bank cards are mostly Master Card and sometimesMaestro, Maestro cards are rarely supported. Infact many of my colleagues in office who have their salary account with Citibank were given Maestro cards, and they are not able to use it anywhere except at Citibank ATM's.
 
ah. Thats bad luck!

Arent all the ATMs maintained by third parties. In that case all of them should work well. Or is it different for PS Banks.

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Afaik not all Banks support other Banks, specially related to the payment systems. State Bank cards are mostly Master Card and sometimesMaestro, Maestro cards are rarely supported. Infact many of my colleagues in office who have their salary account with Citibank were given Maestro cards, and they are not able to use it anywhere except at Citibank ATM's.

Citibank cards work fine at all SBI, Axis and HDFC Bank ATMs for sure. Used Citibank for 3+ years
 
Did you check the condition of the magnetic strip.... It may not be able to read some information.
 
i think it is a technical problem. sbi issued a second debit card which is sort of lost. i use the first one. from what i see, they have not exactly disabled it. i think SBI's own atm rejects it but other atms handle it just fine :D
 
That actually makes a lot of sense.

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On a separate note, shouldnt you be calling up and reporting a lost card for security purposes.
 
Fine - But always a safe bet to get a new card, unless you feel you are equally bound to loose it.
 
wow. just got an email from standard chartered...

This could have occurred due to a rare technical failure. We have rectified the
same at our end and request you to retry. We sincerely regret any inconvenience
that may have been caused to you in this regard. Please revert if you require
further assistance.

around 10 days after i complained. amazing quality of service.
 
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