mgcarley
Founder, Hayai Broadband
For starters i'm thinking of apps the govt could put out.
- Money transfer like m-pesa in Kenya, Think making payments & receiving benefits using just the cellphone to anyone in the country.
India already has this, I think.
- Do your taxes and submit returns, in the US this was possible over ten years back and did not need any broadband at all.
In short any kind of interaction with the govt that could be done electronically instead of face to face. The govt would be the catalyst for this kind of model.
This would be handy. I do this for my government interaction in NZ and Finland already (companies office, taxes etc)
Usually i'd let the market sort it out but in this country, that might take much longer than if the govt gets involved at the outset. The govt will not invest in something that does not provide an adequate return. If the govt can show that ppl will be using this service to make payments to them then it might be an easier sell to subsidise the rollout.
I'm rather of the opinion that even the government would rather there wasn't a proper electronic record of any transactions... otherwise the babus might have to start declaring payoffs!
The problem of course is the govt does not think this way (yet), the only reason you see more e-governance schemes & claims to better transparency is due to world bank loans avalied by various city councils across the country. These councils cannot get loans from state banks because banks will not loan to them on terms they can comply with, in short city councils are not profitable customers for state banks to loan to. But these councils can get loans from the world bank and one of the conditions the world bank sets is better e-governance and transparency.
What i'm unsure about is if the govt makes prices low and keeps them that way whether it would be profitable enough for private companies to take over in the future. The tradeoff is larger volume at lower per user cost. Artifically interfering in the market is always a bad thing even when well managed and could lead to unintended consequences.
Well... it could. Due to fairly lax privacy laws, you can get anyones tax details in most Scandinavian countries just by sending an SMS (Finland, Sweden and Norway that I know of... not sure about Denmark... probably possible there too).
- Money transfer like m-pesa in Kenya, Think making payments & receiving benefits using just the cellphone to anyone in the country.
India already has this, I think.
- Do your taxes and submit returns, in the US this was possible over ten years back and did not need any broadband at all.
In short any kind of interaction with the govt that could be done electronically instead of face to face. The govt would be the catalyst for this kind of model.
This would be handy. I do this for my government interaction in NZ and Finland already (companies office, taxes etc)
Usually i'd let the market sort it out but in this country, that might take much longer than if the govt gets involved at the outset. The govt will not invest in something that does not provide an adequate return. If the govt can show that ppl will be using this service to make payments to them then it might be an easier sell to subsidise the rollout.
I'm rather of the opinion that even the government would rather there wasn't a proper electronic record of any transactions... otherwise the babus might have to start declaring payoffs!
The problem of course is the govt does not think this way (yet), the only reason you see more e-governance schemes & claims to better transparency is due to world bank loans avalied by various city councils across the country. These councils cannot get loans from state banks because banks will not loan to them on terms they can comply with, in short city councils are not profitable customers for state banks to loan to. But these councils can get loans from the world bank and one of the conditions the world bank sets is better e-governance and transparency.
What i'm unsure about is if the govt makes prices low and keeps them that way whether it would be profitable enough for private companies to take over in the future. The tradeoff is larger volume at lower per user cost. Artifically interfering in the market is always a bad thing even when well managed and could lead to unintended consequences.
Well... it could. Due to fairly lax privacy laws, you can get anyones tax details in most Scandinavian countries just by sending an SMS (Finland, Sweden and Norway that I know of... not sure about Denmark... probably possible there too).