There is another level of authentication for the services. Whenever your mobile registers with a 3g network, the network checks if you are a 3g subscriber from its database. If not your registration will fail. Hence if you opt out of 3g you cannot access the network as the record will be present in the operators database.Some countries have provided 3g with 2g SIM, using 2g authentication. But they were slowly phased out due to better security and compatibility with the standard. MTNL also might provide this facility too, so that there will not be any change in the SIM. But anyways the list of 3g and 2g subscribers will be maintained at the operators database. 3g subscribers can access 2g network but not the other way round.