IDFC FIRST Bank

npci type bodies should never have had private ownership. it's insane that government wanted all transactions in white and now that billions of these transactions are, they are like... this is costing us money... people need to pay for this convenience!
 
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this is the hilarious shit ever. my cheque from indusind was finally processed today. and they wrote my name from that account wrong. this seems only possible if they are doing it manually. writing name of the cheque issuer by hand. crazy bad.
 
also just noticed that the date is of tomorrow. so maybe it would be fixed when the cheque is finally processed properly and money is actually accessible. right not it seems to be in clearing.
 
ijsa said:
How IDFC vs Yes Bank?
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Cant compare. Yes is no longer a new or a small bank.
IDFC is new and will offer better relationship and rates (how long will they be able to sustain only time will tell)

Kotak and Yes used to offer better rates for saving but now they are almost at par with most of the other banks.
I used to bank with Yes for higher interest ..lesson learned after Moratorium...Its our hard earned saving dont keep in bank for few % of higher interest. Principal is more important than the interest. Now I keep in HDFC and ICICI. Still have Yes account and balance is maintained below DICGC limit

ijsa said:
Had UPI issue with Yes Bank...... which was never sorted out neither by bank staff nor Customer Care. I forgot UPI pin/ some system glitch...... have to reset the UPI pin...... but they cannot help. Neither can I delete the UPI id. It was made on PhonePe @ybl. It was made without debit card & further I do not want a debit card, so it is stuck... no resolution.

And Yes Bank new Netbanking with Q&A is really stupid...... I mean it is tedious to maintain, if you have multiple accounts. Further their netbanking website does not support Windows Vista, which I primarily use..... HDFC, PNB & Andhra netbanking still support Windows Vista.
Click to expand...
Even miscrosoft does not support Vista and you expect banks to support it .... :ROFLMAO:

Samuel said:
So, we'll start using Paytm and Phonepe wallet again.
Click to expand...
Only downside is that no interoperability...cant pay to Phonepe wallet from Paytm wallet.
Also not to forget the largest of them Google Pay does not have wallet
 
RBI has mandated everyone to migrate to interoperable QR codes by early 2022. Also, no one can launch proprietary QR codes. So, interoperability will soon be a non issue.
 
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