I don't believe GDR3 is available for Nokia devices in India or any where else for that matter. It only comes with Nokia 1520 which will be released later this month. GDR3 will be rolled out along with Lumia Black update. So, how did you install GDR3 on your phone? Did you pay and get the developer preview?
Latest version of amber for india as per Nokia site:
3046 0000 1329 2001.
Software version in my phone reloaded two days ago (after crash) is the same. Glance not working, but flip to silence and data sense work.
I think the answer is simple... How much money are you willing to spend? 520 is a huge compromise so 620 is better. I mean it is best to go for the best model that fits in your budget...
http://www.gsmarena.com/compare.php3?idPhone1=5322&idPhone2=5147
Compared to 520, 620 has LED Flash for Main camera, and it also has front camera. Besides 620 has clearblack display which provides better sunlight reading.
Compared to 620, 520 FM Radio.
Rest features/specs are same for both.
I guess 620 price could be Rs 2000 more then 520. So you can decide.
I would suggest 620 if FM Radio is not needed
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